"ARC" CONDUCTS COMPREHENSIVE, INVESTIGATIONS FOR EMPLOYMENT BACKGROUNDS, MORTGAGE REPORTS, TENANT SCREENING. CONTACT OUR OFFICE TODAY FOR DETAILS!!! SIGN ME UP
Applying for a home loan can put you under alot of stress. Due to changes in the "mortgage credit" industry, alot of "customer service" has been left out of the home buying process. We have been providing answers and verifications for credit reports for mortgage loans since 1973.
Your credit history is reportable for 7 years. Judgments, federal and state tax liens for 7 yrs. Collections and P&L's (profit and loss writeoffs) 7 yrs from the last activity date. Alot can happen to someone in a 7 year period that would effect their credit. Unemployment, death of a spouse, hospitalization. Having a blemish on your credit report is not a reflection of moral character in most cases. More commonly, your credit report can contain erroneous information or be mixed with another person. It is advisable to view your credit report before making a large transaction.
